Working Capital Loan

Loan amount from Rs. 5 Lakhs to Rs. 50 Lakhs

Working Capital Loans from RattanIndia Finance

Working Capital Loan

Day to day operations are mandatory to be operated continuously for a business organization as a small gap or a delay can incur huge loss to the company. RattanIndia Finance provides working capital loan under the category of business loan, which facilitates fluidity in regular business operations. The purpose of availing this loan can vary from regular bills of office expenses, employee salaries, travel charges and other operations that necessitate funds.

During the crisis of liquid funds for business operational expenses, the working capital loan rescue the business organization to face hurdles in activities.

For instance, many manufacturing units struggle during the fourth quarter to pay for their operational expenses as this is the lean business period and there is a shortage of short-term cash flows. A working capital loan comes in handy during such situations.

Eligibility & Documents

  • Minimum of 28 years
  • Maximum of 65 years
Who can apply?
  • Sole Proprietorship
  • Partnership Firm
  • Private Limited Companies
  • Closely Held Public Listed Companies
  • Societies
  • Trusts
Business Profitability
  • Business should be in the profitable state for the last 2 consecutive years.
Company Financials
  • Complete financials including Balance sheet and Profit & Loss statement of last 2 years, Tax audit reports.
  • Last Six months bank statement


We are flexible and transparent in our approach and provide business loan with minimum required documents:

Identity Proof Any one of the following:
  • Aadhaar Card
  • PAN Card
  • Driving License
  • Voter ID
  • Passport
Address Proof Any one of the following:
  • Aadhaar Card
  • Voter ID
  • Passport
  • Bank Statement (Bank Account Passbook updated and of recent three months)
  • Registered Rent Agreement
  • Utility Bills
Ownership Proof
  • Proof of ownership of residential or commercial property
  • Complete financials including Income Tax Return of latest 2 years, Balance Sheet, Profit and Loss Statement, Tax audit reports
Other Documents
  • Loan application form
  • Passport Size photograph
  • Ownership documents
  • Proof of business loan documents issued by statutory authorities

Personal Loan

Loan amount from Rs 1 Lakhs to Rs 25 Lakhs

Loan Against Property

Loan amount from Rs 5 lakhs to Rs 10 Crores

Corporate Lending

Special Situation and Acquisition Financing