Purchase-Inventory

Loan amount from Rs. 5 Lakhs to Rs. 50 Lakhs

Expanding Office/Factory Premises

Inventory is the stock of a saleable item, which forms the basis of a business organization. The consistency in purchasing the inventory should not be hampered as it will lead to the domino effect causing problems in the entire chain of business operations. Once the inventory purchase is delayed, it will cause delay in the delivery of product in the market.

RattanIndia Finance provides loan to purchase inventory under its financial product Business Loan that facilitates flow of funds that allow a company to keep afloat. We enable quick loan approval and disburse the amount earliest in the time enabling borrowers to instantly-purchase inventory without causing any delay to other business operations.

Eligibility & Documents

Age
  • Minimum of 28 years
  • Maximum of 65 years
Who can apply?
  • Sole Proprietorship
  • Partnership Firm
  • Private Limited Companies
  • Closely Held Public Listed Companies
  • Societies
  • Trusts
Business Profitability
  • Business should be in the profitable state for the last 2 consecutive years.
Company Financials
  • Complete financials including Balance sheet and Profit & Loss statement of last 2 years, Tax audit reports.
  • Last Six months bank statement

Documents

We are flexible and transparent in our approach and provide business loan with minimum required documents:

Identity Proof Any one of the following:
  • Aadhaar Card
  • PAN Card
  • Driving License
  • Voter ID
  • Passport
Address Proof Any one of the following:
  • Aadhaar Card
  • Voter ID
  • Passport
  • Bank Statement (Bank Account Passbook updated and of recent three months)
  • Registered Rent Agreement
  • Utility Bills
Ownership Proof
  • Proof of ownership of residential or commercial property
Financials
  • Complete financials including Income Tax Return of latest 2 years, Balance Sheet, Profit and Loss Statement, Tax audit reports
Other Documents
  • Loan application form
  • Passport Size photograph
  • Ownership documents
  • Proof of business loan documents issued by statutory authorities

Personal Loan

Loan amount from Rs 1 Lakhs to Rs 25 Lakhs

Loan Against Property

Loan amount from Rs 5 lakhs to Rs 10 Crores

Corporate Lending

Special Situation and Acquisition Financing