Loan amount from Rs. 1 Lakh to Rs. 25 Lakhs

RattanIndia Personal Loan Eligibility Check & Documents

Who can avail Personal Loan?

We make sure that eligibility criteria of personal loan are simple and enable large number of loan seekers to avail it.

Credit Score
  • Should have good repayment record of making timely repayments on past/existing loans, credit card monthly payments and loan installments
Consistency
  • Salaried - Borrower should be a long-term employee of the current organization
  • Self-Employed – Individual should have business continuity of at least 2 years
Age
  • Salaried - 23 - 60 years
  • Self Employed – 28 - 65 years

What are the Documents required?

Get the list of documents, which are mandatory to be attached with your loan application.

Identity proof Any one of the following:
  • Aadhar Card
  • Voter ID
  • PAN Card
  • Driving license
  • Passport
Address proof Any one of the following:
  • Aadhar card
  • Voter ID
  • Registered Rent Agreement
  • Utility Bills
  • Passport
Business Proof Self-Employed Individuals
  • Qualification Certificate/Certificate of Practice (COP)
  • Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership Deed
Income documents Salaried Employee
  • Last 3 months salary slips
  • Bank account statement of last 6 months reflecting salary credit
Self-Employed Professionals/ Business Owners
  • Last 2 years of Income Tax Return, P&L and Balance Sheet
  • Last 6 months Bank Statement
Other documents
  • Loan application form
  • Passport size photograph

Business Loan

Loan amount from Rs 5 Lakhs to Rs 50 Lakhs

Loan Against Property

Loan amount from Rs 5 lakhs to Rs 10 Crores

Corporate Lending

Special Situation and Acquisition Financing