Loan amount from Rs. 1 Lakh to Rs. 25 Lakhs

Loan for Home Renovations & Repairs

Loan for your Home Renovation

Home renovation is a timely necessity to give new appearance to your house and retract the damage that had occurred in all the years when your house remains in the same condition. It is inevitable to have attractive interiors and building designs which reflects your choice and elevates your way of living. There are different situations when you need to refurbish house such as when an in-house occasion knocks your door. Similarly, when your children starts growing up they need more space to accommodate their belongings and require interiors to get revamped accordingly.

RattanIndia Finance is the one-stop destination for different types of personal loans that has reliable solution to fund home renovation expenses. Whether you require revamping flooring and tiling or looking for complete refurbishment of the house, our instant home renovation loan service gives you the required solution.

Features & Benefits

Loan Amount

You can avail loan for home renovation amount up to Rs. 25,00,000 to get the best treatment

Instant Soft Approval

We understand the medical urgencies and approve loan in the minimum time

Hassle Free Documentation

Submit minimum required documents and save your time

Cover Wide Home Loan Renovation Requirements

We provide personal loan for your extended home loan renovation needs


Eligibility for Home Loan Renovation

We know expenditure on home renovation can be required at any time but before your apply for the loan for home renovation  requirement, make sure you are eligible for the same:

Credit Score
  • Should have good repayment record of making timely repayments on past/existing loans, credit card monthly payments and loan installments
Type of Company
  • If the associated company is listed then it gives better chance to avail personal loan
  • Salaried - Borrower should permanent employee with one year of stability in the current organization
  • Self-Employed – Individual should have business continuity of at least 2 years
  • Salaried - 23-60 years
  • Self Employed – 28-65 years

What are the Documents required?

We make sure that we give you hassle free experience to avail home loan renovation requirement and that is why we require minimum documents. Find the details here:

Age proof Any one of the following:
  • Aadhar Card
  • PAN Card
  • Voter ID
  • Driving license
  • Passport
Address proof Any one of the following:
  • Aadhar card
  • Registered Rent Agreement
  • Lease or Passport
  • Bank statement
  • Latest Utility Bill
  • Bank statement
  • Latest Utility Bill
Income documents
  • Salaried Employee
  • Salary slips in case of salaried employees (Last 3 months)
  • Bank account statement of last 3 months reflecting salary credit/ business flows
  • Self-Employed Professionals/ Business Owners
  • Financials including Balance Sheet and P & L statement
  • Income Tax Return in case Self-Employed
Other documents
  • Loan application form
  • Two passport size photographs
  • Bank statement

Loan Repayment Process

Home renovation loan is easy to repay; you can choose different modes of repayment and suitable amount of installment. We understand that often the home renovation expenses are large and repaying the loan for it gets difficult for the borrower. RattanIndia Finance ensures a flexible approach that enables the borrower to repay at its own convenience through choosing the installment amount and tenure of repayment.

All you need to know about Home Renovation Loan

Home Renovation Loan is availed to compensate expenses for different requirements of home restructuring or revamping. It includes changing the interior or building design, expanding the existing space of the residential property, restructuring it and minor refurbishment needs such as flooring, tiling, ceiling repair etc. RattanIndia Finance has a wide umbrella that embraces different types of house revamping needs under the category of personal loan.

Business Loan

Loan amount from Rs 5 Lakhs to Rs 50 Lakhs

Loan Against Property

Loan amount from Rs 5 lakhs to Rs 10 Crores

Corporate Lending

Special Situation and Acquisition Financing