Education Funding

Loan amount from Rs. 1 Lakh to Rs. 25 Lakhs

Students Loan for Higher Education

Loan for your Child Education

Money crisis should not be a barrier to fulfill your child education goals. Education fund is the type of personal loan that one can avail at affordable rate of interest and choose the option of repayment after completing education or getting the job. It is the boon to students who have dreams in their eyes seeing them on top in their career with having best education and expertise in their field.

Education loan is offered enabling students to get education from best institutes across India and abroad. RattanIndia Finance ensures that every student should fulfill the dream of best education and facilitate ease of availing loan through its online processing, instant soft approval and flexible repayment option.

Features & Benefits

Loan Amount

Don’t put your education plans on halt, get loan amount up to Rs. 25,00,000

Interest Rate

Get education loan at very low rate of interest


Submit only minimum required documents that save your time

Loan Approval

Get the education loan sanctioned in few hours

Online Service

Complete the formalities online and in the least required time

Eligibility for Education Loan

The eligibility criteria to avail education loan are basic which are as follows:

Credit Score
  • Should have good repayment record of making timely repayments on past/existing loans, credit card monthly payments and loan installments
  • Salaried - Borrower should be a long-term employee of the current organization
  • Self-Employed – Individual should have business continuity of at least 2 years
  • Salaried - 23 - 60 years
  • Self Employed – 28 - 65 years

What are the Documents required?

We ensure minimum documents are required making the process less cumbersome and facilitate fast approval. Here is the list of some important documents that one need to have while applying for education loan.

Identity proof Any one of the following:
  • Aadhar Card
  • Voter ID
  • PAN Card
  • Driving license
  • Passport
Address proof Any one of the following:
  • Aadhar card
  • Voter ID
  • Registered Rent Agreement
  • Utility Bills
  • Passport
Income documents Salaried Employee
  • Last 3 months salary slips
  • Bank account statement of last 3 months reflecting salary credit
Self-Employed Professionals/ Business Owners
  • Last 2 years of Income Tax Return
  • Last 6 months Bank Statement
Other documents
  • Loan application form
  • Passport size photograph

Loan Repayment Process

The education loan repayment process is quiet flexible at RattanIndia Finance. We understand the urgency to apply to the best institute you dream of and the high fee which most of the prestigious colleges charge. Flexible and multiple EMI options for different tenure help you to choose repayment process according to your own convenience and duration of your studies.

Find here the EMI you would have to pay with EMI Calculator.

All you need to Know about Education Loan

When you apply for education loan there are certain major factors that you must consider. It includes the reputation of the college/institute where you want to get enrolled and the expected income you would be earning after completing your education and getting the job. You must evaluate the type of campus placement that the institute offers and the list of alumni. RattanIndia Finance offers personal loan for your child education at low rate of interest.

Before you apply for the loan, make sure you check the fee structure and payment options as it will help you to decide the loan amount to be taken. We help you to get the loan approved in the least time so that delay is not caused to your admission in the institute.

Business Loan

Loan amount from Rs 5 Lakhs to Rs 50 Lakhs

Loan Against Property

Loan amount from Rs 5 lakhs to Rs 10 Crores

Corporate Lending

Special Situation and Acquisition Financing