Loan amount from Rs. 1 Lakh to Rs. 25 Lakhs

RattanIndia Personal Loan Eligibility Check & Documents

Want to know if you are eligible for a personal loan or not? Read the personal loan eligibility criteria & documents required.

PERSONAL LOAN ELIGIBILITY CRITERIA

We make sure that our personal loan eligibility criteria is simple. You Should have good repayment record of making timely repayments on past/existing loans, credit card monthly payments and loan installments.

If you are a salaried individual
  • You should be in the age group of 23-60 years
  • You should be a long-term employee of the current organization
If you are a self-employed individual
  • You should be in the age group of 28-65 years
  • You should have business continuity of at least 2 years

DOCUMENTS REQUIRED FOR PERSONAL LOAN

Identity proof
  • Aadhar Card/ Voter ID/ PAN Card/ Driving license/ Passport (any one)
Address proof
  • Aadhar card/ Voter ID/ Registered Rent Agreement/ Utility Bills/ Passport (any one)
Business Proof
(For Self-Employed Individuals)
  • Qualification Certificate/Certificate of Practice (COP)
  • Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership Deed
Income documents
(For Salaried Employee)
  • Last 3 months salary slips
  • Bank account statement of last 6 months reflecting salary credit
Self-Employed Professionals/ Business Owners
  • Last 2 years of Income Tax Return, P&L and Balance Sheet
  • Last 6 months Bank Statement
Income documents
(For Self-Employed Professionals/ Business Owners)
  • Last 2 years of Income Tax Return, P&L and Balance Sheet
  • Last 6 months Bank Statement
Other documents
  • Loan application form
  • Passport size photograph

Business Loan

Loan amount from Rs 5 Lakhs to Rs 50 Lakhs

Loan Against Property

Loan amount from Rs 5 lakhs to Rs 10 Crores

Corporate Lending

Special Situation and Acquisition Financing