Residential Property loan

Loan amount from Rs. 10 Lakhs to Rs. 10 Crores

Loan against Residential Property

The loan applicant who is mortgaging residential property, which is either self-occupied, rented or vacant, has probability of availing decent sum of loan to value. The value of residential property depends on factors such as the type of colony where property is located, nearby commuting points, nearby shopping centres, vicinity to the workplace area and other points of convenience.

RattanIndia Finance evaluates the nature of property, assesses its value and brings the best worth of it depending on the market trends.

Features and Benefits

Loan Amount

Get the loan amount on residential property up to Rs. 10 crores

Rate of Interest

Get LAP at affordable rate of interest that makes repayment easy

Attractive Rate of Interest

Get loan against property starting from 10.50%

Loan to Value

We offer loan to value ranging from 40%-70% on the mortgaged residential property

Instant Disbursal

No need to wait for long, get the loan amount sanctioned and disbursed quickly

Eligibility & Documents

We ensure that you don’t need to go through any complicated process of loan application and to simplify the same we have list down the eligibility criteria that an applicant needs to comply with.

  Salaried Self Employed/Professional
Income Documents
  • Salary slip for last 3 months
  • Bank statement or copy of passbook of last 6 months
  • Last 2 years Form 16 / ITR
  • Last 2 yrs complete audited financials
  • Last 6 months bank statement of all business accounts
  • Last 6 months saving bank statement of Proprietor / Partner / Director
Identity proof Any one of the following:
  • Driving License
  • Aadhar Card
  • Passport
  • Voter ID
  • PAN
Any one of the following:
  • Driving License
  • Aadhar Card
  • Passport
  • Voter ID
  • PAN
Job or Business stability
  • Should be in service for minimum 2 years
  • Full time job employment
  • SENP/SEP should be in current business/profession for 3 yrs

Proof of business registration:

  • GST registration
  • Incorporation Certificate
  • VAT/CST certificate
  • Importer Exporter Code
Residential address proof Any one of the following:
  • Registered Rent Agreement
  • Passport
  • Latest Utility Bill
  • Aadhar Card
  • Voter ID card
Any one of the following:
  • Registered Rent Agreement
  • Passport
  • Latest Utility Bill
  • Aadhar Card
  • Voter ID card
Signature Proof
  • Passport
  • Pan Card
  • Bank Verification
  • Passport
  • Pan Card
  • Bank Verification
Property Documents
  • Complete chain of property documents
  • Sanction MAP
  • Complete chain of property documents
  • Sanction MAP
Other documents
  • Employment contract
  • Appointment letter if job is less than 1 year old
  • Schedules of all running loans
  • Two passport sized photographs signed across
  • GST Returns
  • Schedules of all running loans
  • List of Directors & shareholders (For Company)
  • Copy of degree (For Professional)
  • Two passport sized photographs signed across

Personal Loan

Loan amount from Rs 1 Lakhs to Rs 25 Lakhs

Business Loan

Loan amount from Rs 5 Lakhs to Rs 50 Lakhs

Corporate Lending

Special Situation and Acquisition Financing