Industrial Property Loan

Loan amount from Rs. 10 Lakhs to Rs. 10 Crores

Loan against Industrial Property

Industrial property is the type of property that has the patent for inventions, aesthetic creations or industrial design, trademarks, service marks and abides by the other mandatory requirements that affix its existence as industrial in nature.

An applicant to loan can mortgage the industrial property to avail loan against and RattanIndia Finance ensures the borrower gets best value on the same.

Features and Benefits

Loan Amount

Get the loan amount on industrial property up to Rs. 10 crores

Rate of Interest

Get loan on industrial property on affordable rate of interest

Loan to Value

We offer loan to value ranging from 40%-70% on industrial property

Flexible Repayment

Get different repayment mode and choose preferred EMI tenure and amount

Eligibility & Documents

Get elaborated detail of the eligibility criteria that one needs to comply with to apply loan against industrial property.

Minimum Age
  • Minimum 25 years (At the time of loan application)
  • Maximum 65 years (At the time of loan maturity)
  • Property owner age to be max 75 years at the time of loan maturity.
Who can apply?
  • Salaried Employees
  • Self-Employed Individuals
  • Professionals
Income Stability
  • Salaried Employees: Minimum of 2 years
  • Self-Employed: Minimum 3 years

Documents

Submit the following documents while applying for LAP.

  Salaried Self Employed/Professional
Income Documents
  • Salary slip for last 3 months
  • Bank statement or copy of passbook of last 6 months
  • Last 2 years Form 16 / ITR
  • Last 2 yrs complete audited financials
  • Last 6 months bank statement of all business accounts
  • Last 6 months saving bank statement of Proprietor / Partner / Director
Identity proof Any one of the following:
  • Aadhar Card
  • Passport
  • Voter ID
  • PAN
  • Driving License
Any one of the following:
  • Aadhar Card
  • Passport
  • Voter ID
  • PAN
  • Driving License
Job or Business stability
  • Should be in service for minimum 2 years
  • Full time job employment
  • SENP/SEP should be in current business/profession for 3 yrs
  • Proof of business registration:
  • GST registration
  • Incorporation Certificate
  • VAT/CST certificate
  • Importer Exporter Code
Residential address proof Any one of the following:
  • Registered Rent Agreement
  • Passport
  • Latest Utility Bill
  • Aadhar Card
  • Voter ID card
Any one of the following:
  • Registered Rent Agreement
  • Passport
  • Latest Utility Bill
  • Aadhar Card
  • Voter ID card
Signature Proof
  • Passport
  • Pan Card
  • Bank Verification
  • Passport
  • Pan Card
  • Bank Verification
Property Documents
  • Complete chain of property documents
  • Sanction MAP
  • Complete chain of property documents
  • Sanction MAP
Other documents
  • Employment contract
  • Appointment letter if job is less than 1 year old
  • Schedules of all running loans
  • Two passport sized photographs signed across
  • GST Returns
  • Schedules of all running loans
  • List of Directors & shareholders (for Company)
  • Copy of degree (For Professional)
  • Two passport sized photographs signed across

Business Loan

Loan amount from Rs 5 Lakhs to Rs 50 Lakhs

Corporate Lending

Special Situation and Acquisition Financing